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Benefits After Becoming Eligible for Medicare or Medicaid

If you become eligible for Medicare or Medicaid, you may cancel your Northwestern health insurance.

Change your health insurance enrollment

You must waive your benefits in myHR within 31 days from when you become eligible for Medicare or Medicaid

You should contact your local Social Security office up to three months prior to turning 65 and enroll in Medicare Part A. Most individuals receive Medicare Part A at no cost, and it will act as a secondary insurance to your group coverage through Northwestern until you retire (if you choose to remain enrolled in the Northwestern medical plan). Your Northwestern health plan will continue to be your Primary health insurance payer while you work at the University.

Please note that individuals enrolled in Medicare parts A or B are NOT eligible to contribute to a Health Savings Account.

Loss of Medicare or Medicaid eligibility

If you lose eligibility to Medicare or Medicaid, you may enroll in a Northwestern health insurance plan. You must do so online via myHR within 31 days from when you lose eligibility.