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HMO Illinois

This HMO's network includes, but is not limited to, St. Francis, NorthShore University Health System and Advocate-Lutheran General.

This is a summary of the plan benefits. Complete benefit information is available in the Certificate of Coverage and Summary of Benefit Coverage (SBC).

Find a doctor

  1. Navigate to the Provider Finder
  2. Select the Group health plan and choose HMO Illinois.
  3. OB/GYNE and PCP must be from the same medical group.
  4. To change your PCP to a different medical group, contact HMO Illinois member services.

If an individual will be away from the local area for an extended period of time, HMO Illinois offers a Guest Member program. This program covers routine care and makes arrangements for care to be provided by a provider who has a relationship with HMO Illinois.


Prescription coverage
  • Express Scripts - administered prescription plan
  • $25 copay
Routine mammogram and pap smear
  • Mammogram covered in full when ordered by Primary Care Physician (PCP) and performed according to American Cancer Society guidelines.
  • Pap Smear covered in full within network.
Laboratory tests and x-rays
  • Covered 100% if performed in a physician's office; subject to copay.
Physical therapy and chiropractic care
  • $25 copay Maximum 60 visits per calendar year for physical therapy.
Minor surgery in doctor's office
  • $25 copay.
Outpatient surgical operations
  • After $250 per occurrence deductible, covered in full with PCP referral.
Diabetes treatment
  • Covered, subject to location of care and copayor deductible.
  • Supplies covered under prescription drug program. Equipment covered as durable medical equipment.
  • Benefits are provided for outpatient self-management training, education and medical nutritional therapy.


  • Hearing aids; discounts available with TruHearing at 866-687-2020.
  • Custodial nursing home care.
  • Cosmetic care except for the correction of congenital deformities or for conditions resulting from accidental injuries, tumors or disease.


  • Vision discount - program available through Davis Vision
  • Blue Discount Program - offers a variety of discounts on gym memberships, alternative medicine and hearing aids
  • Hearings aids discounts available with TruHearing at 866-687-2020

Premiums are deducted from your paycheck on a pre-tax basis.  Employees who are paid bi-weekly will have half of the monthly deduction taken from the first two checks of each month.

Premiums for full-time employees

HMO Illinois monthly premiums for full-time employees by annual salary and members of family insured.
Annual Salary You You + Spouse You + Child(ren) You + Spouse + Child(ren)
Up to $42,000 $106 $233 $201 $350
$42,001-$75,000 $139 $304 $262 $457
$75,001-$128,000 $181 $395 $341 $595
$128,001-$182,000 $230 $503 $433 $757
$182,001 and above  $307 $673 $580 $1,013

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Premiums for part-time employees

HMO Illinois monthly premiums by annual salary and family members insured.
Annual Salary You You + Spouse You + Child(ren) You + Spouse + Child(ren)
Up to $42,000 $274 $600 $518 $903
$42,001-$75,000 $296 $648 $559 $975
$75,001-$128,000 $324 $709 $611 $1,067
$128,001-$182,000 $357 $781 $673 $1,176
$182,001 and above  $409 $895 $772 $1,347
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