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Supplemental Term Life Insurance

The purpose of the Supplemental Life Insurance Plan is to provide the opportunity for individuals to purchase term life insurance protection above the amount of Basic Term Life insurance provided by the University. This plan is fully employee paid. Review the summary plan description for more details.


Employees may elect 1 to 5 times their University salary. Maximum coverage of $2,000,000.

Coverage at hire or initial benefits eligibility

At hire, you are guaranteed coverage of three times your annual salary up to $1 million regardless of health status. As a new employee, if you wish to elect more than three times your annual salary or the coverage amount exceeds $1 million, you must:

Increase coverage

You may increase coverage by 1x your annual salary within 31 days of a qualifying change in family or employment status without underwriting online via myHR.

Increases greater than 1x your annual salary require the submission of an EOI.

Changes during Open Enrollment require the submission of an EOI and approval by the sponsoring insurance company.


*Premium Rate per $1,000 of Coverage

**Please note that premiums are taken as an after-tax deduction from your paycheck

Age Rate
To age 30 $0.021
30 to 34 $0.026
35 to 39 $0.039
40 to 44 $0.048
45 to 49 $0.075
50 to 54 $0.114
55 to 59 $0.211
60 to 64 $0.280
65 to 69 $0.432
70 to 79 $0.691
Age 80 and over $0.691


Update beneficiaries

Beneficiaries can be updated at any time during the year through the myHR portal. For assistance updating beneficiaries, please see this user guide.

Accessing the benefits enrollment platform

  1. Login to myHR (using your Net ID and Password)
  2. Select the “Benefits” tile in “myHR Self Service”
  3. Select “My Health Benefits Elections” (in the left-hand menu)
  4. Select “Get Started”