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Health Care and Limited Use FSA

FSA Grace Period Extended

To help faculty and staff better manage their Health Care and Limited Purpose FSA plans, the Grace Period to incur eligible expenses for 2020 funds has been extended to 12/31/2021. What this means is any unused funds from last year must be used by 12/31/2021, and all outstanding claims must be filed by 3/31/2022. Any funds remaining after 3/31/2022 will be forfeited.
Northwestern is currently working with our vendor partner Payflex to implement this change. Important information below.

For Health Care and Limited Purpose Accounts

  • If you currently have a 2021 Health Care or Limited Purpose FSA, your unused 2020 funds will be moved into your 2021 account.
  • If you don’t have a 2021 Health Care or Limited Purpose FSA, Payflex will create a 2021 account specifically with your 2020 unused funds.
  • Any 2020 funds not used by 12/31/2021 will be forfeited.

Questions

If you have any questions, please contact PayFlex Customer Service at 1-844-PAYFLEX. They are available Monday – Friday, 7 a.m. – 7 p.m. CT, and Saturday, 9 a.m. – 2 p.m. CT.

 

Health Care FSA plan benefits

Reimburses health care expenses, incurred by you and your tax dependents, not eligible to be paid by insurance. Maximum annual election of $2,750 for 2021. Available to individuals enrolled in the Premier PPO, Select PPO or HMO Illinois plans, or without health coverage through Northwestern University. For more information, view the FSA Quick Reference Guide .

Limited Use FSA plan benefits

Reimburses dental and vision services. It may also be used for healthcare and prescription expenses after the Value PPO annual deductible has been met. The deductible will be considered met on the date the claim for services is processed through insurance; not the date of service. Maximum annual election amount is $2,750 for 2021. Available to individuals who enroll in the Value PPO plan.

Enrollment

Newly eligible employees may enroll online through myHR within 31 days of hire. An individual may change his FSA contributions within 31 days of a qualifying change in family status. During Open Enrollment, an individual must re-enroll through myHR to continue participation in the FSA the following year. Learn how to activate your Payflex Card

File a claim

You can be reimbursed for expenses with service dates from January 1, 2021 through March 15, 2022. The date you pay for an item or service is irrelevant. You may file a claim directly to Payflex using Express Claims.  Watch a video on how to file a claim or view the guidelines.

The IRS sets the rules for eligible expenses and required documentation; so they are outside of Northwestern’s governance.  See Payflex authored flyers for assistance with orthodontia or debit card transactions.  For help with acceptable documentation, please contact Payflex at (800) 284-4885 (employer ID: 100398) with questions.

document list

All eligible funds for plan year 2021, for claims incurred on or before 3/15/2022, must be claimed by March 31, 2022 otherwise they will be forfeited. If an individual retires or ceases participation in the plan, dates of service must be prior to the active participation end date. Under Internal Revenue Service (IRS) regulations, any monies not claimed from the FSA as of March 31, 2022 are forfeited.


COBRA

You may only submit claims for expenses incurred through the last day of the month of your last day worked. If you elect to continue the FSA under COBRA, contributions are made on an after-tax basis and must be the same monthly amount made during active employment.