Premiums/Open Enrollment Periods
Every academic year, all degree-seeking students in insurance-eligible programs are defaulted into the NU-SHIP, to ensure they have health insurance that meets the University’s comparable coverage requirements. Students should confirm or waive their NU-SHIP enrollment during the annual open enrollment period.
The NU-SHIP premium is billed on your student account, at the same time as your tuition and fees (unless you have waived your NU-SHIP coverage online, before these charges post). If you have alternate insurance, and do not require NU-SHIP coverage, you must waive your NU-SHIP coverage before the open enrollment deadline!
Since various Northwestern programs will begin the 2023-24 academic year prior to September, the tables below provide applicable NU-SHIP coverage periods and rates.
Students who begin the 2023-24 academic year in a later quarter or semester – e.g., Winter, Spring, or Summer – will be charged the relevant NU-SHIP premium for their adjusted period of coverage.
| All Programs (unless specified below) | Coverage Period | Applicable Open Enrollment Period | Student | Dependent Spouse or Child (per person) | 2 or more Children |
|---|---|---|---|---|---|
|
Fall 2023 |
9/1/23 - 8/31/24
|
7/1/23 - 10/1/23 |
$5,144
|
$5,144 (in addition to student cost)
|
$10,288 (in addition to student or student + spouse cost)
|
| Winter 2024 | 1/1/24 - 8/31/24 | 12/17/23 - 1/18/24 | $3,429 | $3,429 (in addition to student cost) | $6,858 (in addition to student or student + spouse cost) |
| Spring 2024 | 3/26/24 - 8/31/24 | 3/11/24 - 4/12/24 | $2,235 | $2,235 (in addition to student cost) | $4,470 (in addition to student or student + spouse cost) |
| Summer 2024 | 6/20/24 - 8/31/24 | 5/20/24 - 7/3/24 | $1,026 | $1,026 (in addition to student cost) | $2,052 (in addition to student or student + spouse cost) |
If you are an incoming Medical School or Law School student please visit the applicable page below for the coverage dates, premium amount, and open enrollment period:
If you are participating in an academic program through Kellogg, Prosthetics and Orthotics (PO), or the Physician Assistant program (PA) please visit the applicable page below for the coverage dates, premium amount, and open enrollment period: