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Comparable Coverage Requirements

Coverage Criteria

Your alternate insurance plan must meet all of the following criteria for you to waive NU-SHIP enrollment. Your waiver application will be denied if your insurance plan does not provide:

Download the 2022-2023 Comparable Coverage Checklist (PDF) for information on requirements for new academic year.

Please note: per University policy, international students – students holding a J-1 or F-1 U.S. visa – may not waive enrollment in the NU-SHIP.

Essential Health Benefits, per the Affordable Care Act (ACA)

In addition to the criteria noted above, all alternate insurance plans must include the following benefits, as required by the ACA:

Plans that do not meet the requirements: