Federal Loans
The federal loan process starts with your financial aid office. They will assist you with application procedures and answer questions related to loan eligibility. The federal student loans outlined below may be available for eligible students to help cover the cost of higher education. All eligibility requirements for these loans must first be determined by completing your Free Application for Federal Student Aid. All federal loans must be approved and disbursed before the end of the period of enrollment.
For more information on all federal loans, see the Federal Student Aid website.
Federal Direct Subsidized Stafford Loan
- Who is eligible: Undergraduate students who demonstrate financial need and while they are enrolled.
- Who is the lender: U.S. Department of Education
- Contact: Your Financial Aid Office
Federal Direct Unsubsidized Stafford Loan
- Who is eligible: Undergraduate and graduate students, while they are enrolled.
- Who is the lender: U.S. Department of Education
- Contact: Your Financial Aid Office
Federal Direct PLUS Loan
- Who is eligible: Parents of dependent undergraduate students or graduate or professional degree students while enrolled. Unlike the Direct Stafford Loan programs, the Direct PLUS Loan is credit-based.
- Who is the lender: U.S. Department of Education
- Contact: Your Financial Aid Office
Federal Perkins Loan
- Note: The Perkins Loan program expired for graduate students with the 2016-17 academic year and for undergraduate students with the 2017-18 academic year. Perkins loans will not be available beyond the 2017-18 academic year.
- Who is eligible: Undergraduates who demonstrate financial need. Funding is limited and other eligibility requirements apply.
- Who is the lender: U.S. Department of Education (serviced by Student Finance)
- More information: See the Perkins Loan page.