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Medical Insurance

Annual Insurance Selection Requirement

Northwestern requires all degree-seeking students to carry comprehensive health insurance coverage. To ensure that this requirement is met, the University annually enrolls students in the Northwestern University Student Health Insurance Plan (NU-SHIP) by default. All incoming students must either confirm or waive their NU-SHIP enrollment by completing the Insurance Coverage Selection Form in CAESAR by October 1. NU-SHIP coverage is mandatory for students holding F-1 or J-1 US visas.

How Do I Confirm NU-SHIP Enrollment?

Financial aid recipients who may need assistance to cover the cost of insurance premiums should contact the Office of Undergraduate Financial Aid to discuss options.

How Do I Waive NU-SHIP Enrollment?

It is a violation of University policy for degree-seeking students to waive NU-SHIP enrollment if their alternate  insurance plan does not meet Northwestern's comparable coverage requirements. If it is determined that a student’s plan does not meet all requirements, the student will be re-enrolled in NU-SHIP and held responsible for the applicable charges.

Please note that the above procedures pertain to medical insurance coverage only. Please do not confuse them with student immunization requirements, which are completely separate. 

NU-SHIP Premium and Coverage Details

Selected features of NU-SHIP coverage are highlighted here. For full details, see the Student Health Insurance  website.

Frequently Asked Questions

I am a domestic student studying remotely from my home state.
Do I need to confirm (or waive) NU-SHIP enrollment?

NU-SHIP is an Open Choice PPO plan that provides coverage nationwide. If you would like to retain NU-SHIP coverage, you should confirm your enrollment online in CAESAR as soon as possible. Alternatively, if you have comprehensive medical insurance coverage where you will be residing, you may log into CAESAR to apply for a NU-SHIP enrollment waiver by the October 1 deadline.

I am international student studying remotely from my home country.
Am I eligible to waive NU-SHIP enrollment?

If you will remain in your home country and have coverage there, you will be able to submit a waiver application in CAESAR. See below for guidance on completing specific fields in the waiver application:

We encourage you to visit the Student Health Insurance webpage to find more insurance information and answers to other FAQs. If you have any additional questions, please contact the Student Insurance Office by email at student.insurance@northwestern.edu or by phone at 847-491-3621.