Federal Student Loans
Learn about the different types of federal student loans and how to apply.
IMPORTANT: The One Big Beautiful Bill Act (OBBBA) was signed into law on July 4, 2025 through the budget reconciliation process. This legislation includes significant changes to the federal student loan programs, most of which become effective for periods of enrollment beginning on or after July 1, 2026.
Legacy provisions apply to current borrowers who received federal loans prior to July 1, 2026 and extend for three additional years or until the student's current program of study ends (whichever comes first).
To help you make sense of what’s changing (and what isn’t), we have compiled a list of frequently asked questions and will be hosting a series of ongoing webinars to talk about funding your graduate education and understanding how these changes will impact you. Click here for days/times and for FAQs.
Information about federal student loans
- Eligibility - read the federal loan assistance eligibility criteria.
- Requirements - see what steps you need to take in order to fulfill the requirements.
- Federal Student Loan Programs - browse available federal loan programs.
Am I in the right place?
This information applies to graduate students in:
- Bienen School of Music
- School of Communication
- School of Education and Social Policy
- The Graduate School
- McCormick School of Engineering and Applied Science
Not you?
See Financial Aid Offices for your appropriate contact.