Premiums/Open Enrollment Periods
Every academic year, all degree-seeking students in insurance-eligible programs are defaulted into the NU-SHIP, to ensure they have health insurance that meets the University’s comparable coverage requirements. Students should confirm or waive their NU-SHIP enrollment during the annual open enrollment period.
The NU-SHIP premium is billed on your student account, at the same time as your tuition and fees (unless you have waived your NU-SHIP coverage online, before these charges post). If you have alternate insurance, and do not require NU-SHIP coverage, you must waive your NU-SHIP coverage before the open enrollment deadline!
Since various Northwestern programs will begin the 2023-24 academic year prior to September, the tables below provide applicable NU-SHIP coverage periods and rates.
Students who begin the 2023-24 academic year in a later quarter or semester – e.g., Winter, Spring, or Summer – will be charged the relevant NU-SHIP premium for their adjusted period of coverage.
| All Programs (unless specified below) | Coverage Period | Applicable Open Enrollment Period | Student | Dependent Spouse or Child (per person) | 2 or more Children |
|---|---|---|---|---|---|
|
Fall 2023 |
9/1/23 - 8/31/24
|
7/1/23 - 10/1/23 |
$5,144
|
$5,144 (in addition to student cost)
|
$10,288 (in addition to student or student + spouse cost)
|
| Winter 2024 | 1/1/24 - 8/31/24 | 12/17/23 - 1/18/24 | $3,429 | $3,429 (in addition to student cost) | $6,858 (in addition to student or student + spouse cost) |
| Spring 2024 | 3/26/24 - 8/31/24 | 3/11/24 - 4/12/24 | $2,235 | $2,235 (in addition to student cost) | $4,470 (in addition to student or student + spouse cost) |
| Summer 2024 | 6/20/24 - 8/31/24 | 5/20/24 - 7/3/24 | $1,026 | $1,026 (in addition to student cost) | $2,052 (in addition to student or student + spouse cost) |
Please visit this section of our webpage to view coverage dates, premiums, and open enrollment periods for the upcoming 2024-25 academic/plan year.