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Waiver Process

Effective September 1, 2012, all international students are required to have the Aetna Plan. No waivers will be granted to international sudents.

In order to waive the Aetna Plan, students must have health insurance that meets the following Northwestern University standards:

  • It must provide $500,000 in coverage for in- and outpatient treatment;
  • It must not require more than $2,000 out-of-pocket per year;
  • It must provide coverage for 40 outpatient mental health visits per year; and
  • It must cover ALL pre-existing conditions.

Health insurance that does not meet these standards will not be accepted and the student will be enrolled in the Aetna Plan. There will be NO exceptions to this policy.