Student Information

diverse group of students

What You Need to Know

Each year all degree-seeking students* are enrolled in the Northwestern University Student Health Insurance Plan (NU-SHIP).

  • If you are already covered under a different insurance plan, you must waive your NU-SHIP enrollment during the open enrollment period, before the deadline.
  • To waive NU-SHIP enrollment, you must affirm active alternate insurance that meets all of NU’s comparable coverage requirements.
  • If you do not waive the NU-SHIP by the deadline, you will remain enrolled for the entire academic year, and you will be billed the annual premium on your student account.
  • If you plan to use the NU-SHIP as your insurance coverage for the 2017-2018 academic year, we encourage you to confirm your enrollment as soon as possible. Your data is not activated in Aetna Student Health's system until 5-7 business days after you confirm your enrollment via the online form in CAESAR.
  • The Patient Protection Affordable Care Act (ACA) includes requirements for student health insurance plans; the NU-SHIP is a platinum-rated plan that meets all relevant ACA requirements.

Please note: International Students – i.e., students holding a J-1 or F-1 U.S. visa – are required to confirm enrollment in the NU-SHIP annually, per Northwestern University policy.

*This process does not apply to students pursuing degree-seeking programs in the School of Professional Studies (SPS).

Waiving U-SHIP Coverage

All degree-seeking students must carry good health insurance. (If you are considering waiving the NU-SHIP, please see the 2018-2019 Comparable Coverage Checklist (pdf) to review the benefits that all plans must provide to meet Northwestern’s insurance requirements.) Additionally, your insurance must cover in-network medical care provided in the Evanston / Chicago area (or wherever you are residing) for both emergency and non-emergency medical and mental health care.