Liquor Policy

Because it is not in the business of serving alcohol, Northwestern University does not purchase liquor liability insurance. As a result, the University's policy is that at any University sponsored event, alcohol must be served by a licensed pourer (caterer or bartender) who carries liquor liability insurance that adequately protects the University.

A contract must exist between the University and any pourer of alcohol prior to the event taking place. The contract must contain the following insurance provision and the pourer shall comply with all insurance requirements before the event.

Liability Insurance

The Caterer (or bartender) shall not commence work under this contract until all insurance required herein is obtained and approved by the University's Director of Risk Management. Nor shall the Caterer allow any sub-Caterer to commence work until all similar insurance required of the sub-Caterer has been so obtained.

The Caterer shall furnish the University with two (2) original Certificates of Insurance, with Northwestern University named as an additional insured, showing the following minimum coverage with an insurance company acceptable to the Director of Risk Management. Further, the Certificate of Insurance shall state that coverage provided is primary to any other coverage available to Northwestern University. The foregoing Certificates shall contain a provision that coverage afforded under the policies will not be canceled or non-renewed until at least sixty (60) days prior written notice has been given to Northwestern University.

Type of Insurance Minimum Insurance Coverage
  Combined Single Limit
Per Occurrence /Aggregate
Commercial General Liability including:
  1. Premises - Operations
  2. Products/Completed Operations
  3. Contractual Insurance
  4. Broad Form Property Damage
  5. Bodily Injury
  6. Liquor Liability
Automobile Liability
Owned, Non-owned, or Rented
Workers' Compensation and Occupational Diseases As Required by Applicable Laws
Employer's Liability $3,000,000


Caterer (or bartender)agrees to indemnify, save harmless and defend Northwestern University, its agents, servants, and employees, and each of them against and hold it and them harmless from any and all lawsuits, claims, demands, liabilities, losses and expenses, including court costs and attorneys' fees, for or on account of any injury to any person, or any death at any time resulting from such injury, or any damage to any property, which may arise or which may be alleged to have arisen out of or in connection with the work covered by this contract, except to the extent that such loss results from the sole negligent act of Northwestern University.

The Office of Risk Management is available to assist any department or school that is sponsoring an event where alcohol is served.

For additional information, please contact Pam Tackett, Business Administrator, at 847.491.5610 or