Contractor Insurance

All contractors doing business with Northwestern University must provide proof of insurance that meets University standards. These minimum standards are described below.

Project managers and/or department contacts must obtain a certificate of insurance from the contractor and forward it to the Office of Risk Management along with a Certificate of Insurance Transmittal Form.

Insurance Requirements

The contractor shall not commence work under this contract until all insurance required herein is obtained and approved by the University's Director of Risk Management. Nor shall the contractor allow any subcontractor to commence work until all similar insurance required of the subcontractor has been so obtained.

The contractor shall furnish the University's Project Manager with two (2) original Certificates of Insurance, with Northwestern University named as an additional insured, showing the following minimum coverage with an insurance company acceptable to the Director of Risk Management. Further, the Certificate of Insurance shall state that coverage provided is primary to any other coverage available to Northwestern University. The foregoing Certificates shall contain a provision that coverage afforded under the policies will not be cancelled or non-renewed until at least sixty (60) days prior written notice has been given to Northwestern University.

Type of Insurance Minimum Insurance Coverage
Combined Single Limit Per Occurrence / Aggregate
Commercial General Liability including:
  1. Premises - Operations
  2. Explosion, Underground and Collapse Hazard
  3. Products / Completed Operations
  4. Contractual Insurance
  5. Broad Form Property Damage
  6. Independent Contractors
  7. Bodily Injury
$3,000,000 / $3,000,000
Automobile Liability

Owned, Non-owned, or Rented

$3,000,000 / $3,000,000
Workers' Compensation and Occupational Diseases As Required by Applicable Laws
Employer's Liability $3,000,000


Contractor agrees to indemnify, save harmless and defend Northwestern University, its agents, servants, and employees, and each of them against and hold it and them harmless from any and all lawsuits, claims, demands, liabilities, losses and expenses, including court costs and attorneys' fees, for or on account of any injury to any person, or any death at any time resulting from such injury, or any damage to any property, which may arise or which may be alleged to have arisen out of or in connection with the work covered by this contract, except to the extent that such loss results from the sole negligent act of Northwestern University.

For additional information, please contact Elizabeth Marshall, Senior Manager of Risk and Insurance, at 847.491.5084 or