Waiver Process: Risk Management - Northwestern University

Visiting scholars who wish to utilize health insurance other than that afforded by the University may request to waive enrollment in the Visiting Scholar Plan. To qualify for a waiver, outside insurance must meet or exceed the level of coverage required by Northwestern University.

As many policies do not meet University standards, scholars should be advised to carefully review the terms and conditions of potential coverage prior to purchase. Doing so may help the scholar avoid the purchase of coverage that does not satisfy the required criteria and which involves a non-refundable premium.

A Waiver Request Form is required. See more detailed instructions below.

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Northwestern University insurance requirements

To qualify for a waiver, supplied health insurance must, at a minimum, meet the following requirements:

The following kinds of insurance plans are NOT acceptable:

Below is a list of individual health plans that have been reviewed and do not meet University standards:

Applying for an insurance waiver

A waiver will be granted only if the visitor is able to demonstrate that outside coverage meets all of the stated criteria. To request a waiver, the following documentation is required:

Please note that a copy of the scholar's insurance card will not be accepted as proof of coverage unless the scholar is enrolled in a Northwestern University-sponsored health plan.

Visa extensions for benefits-eligible scholars

The International Office requires verification of health insurance coverage for all visa extension requests. If the visitor is enrolled in an NU health plan and will remain eligible for employee benefits during the extension, please submit the following: