Plan Information
The weekly cost of the HTH plan is:
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Students and Employees
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Spouse
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Child
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Children
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$8.58
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$22.66
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$12.06
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$24.16
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Medical Expense Benefit
If while insured, a Covered Person incurs expenses due to an injury or sickness as defined in this policy, the company will pay the Reasonable Charges for the Covered Expenses listed below. All Covered Expenses incurred as a result of the same or related cause (including any complications) shall be considered as resulting from one Sickness or Injury. The amount payable for any one Sickness or Injury will not exceed a maximum benefit limit of $250,000 subject to the deductible amount and co-payment levels. The expenses must be incurred within 52 weeks of the date of Injury or commencement of Sickness, and the Covered person must remain continuously insured.
Covered Medical Expenses
Other Covered Expenses
- Bedside Visit
If a Covered Member is hospitalized for seven (7) or more consecutive days, is likely to be hospitalized for seven (7) or more days or is in critical condition, HTH Worldwide shall arrange and pay for the cost for one economy round trip air fare ticket to the place of the Hospital Confinement, for one person designated by the Covered Member. Payment for hotels, meals, ground transportation and other incidentals are the responsibility of the family member or friend. The determination of whether the Covered Member will be hospitalized for seven (7) or more days or if the Covered Member is in critical condition shall be made by HTH Worldwide after consultation with the attending physician. No more than one (1) visit may be made during any 12 month period.
- Repatriation
If a covered person dies, the Company will pay the necessary expenses for repatriation of the Covered Person's remains to the person's home country or country of regular domicile. This benefit covers the legal minimum requirements for the transportation of the remains, but does not include the transportation of anyone accompanying the body or visitation or funeral expenses. Any expenses with respect to repatriation requires prior approval of the Company.
- Medical Evacuation
If a Covered Person sustains an injury or suffers a sudden sickness, the Company will pay the necessary expenses for a medical evacuation to the nearest hospital, appropriate medical facility or back to the Covered Person's home country or country of regular domicile. However, before the Company makes the payment, the Company will require written certification by the attending physician that the evacuation is medically necessary. Any expenses with respect to medical evacuation require the Company's prior approval.
- Security / Natural Disaster Evacuations
Northwestern University carries security / natural disaster / political unrest evacuation coverage through HTH Worldwide and Drum Cussac. Only HTH Worldwide and Drum Cussac can determine whether or not an evacuation will be "covered" under the policy. A covered evacuation will be coordinated by HTH Worldwide and Drum Cussac for a stated time frame. Students who refuse to avail themselves of evacuation services through HTH Worldwide and Drum Cussac during the stated time frame can not request evacuation services at a later date.
Notice of Claim
Written notice of any event that may lead to a claim under the Policy must be given to the Company within 30 days after the event, or as soon thereafter as is reasonably possible.
HTH Worldwide
One Radnor Corporate Center, Suite 100
Radnor, PA 19087
Phone (610) 254-8771 FAX (610) 293-3529
In the event of an emergency, please consult your HTH Identification Card for the appropriate toll-free access number or call HTH collect at:
- (610) 254-8771 - United States
- (800) 257-4823 Toll-Free Inside the U.S.
- Northwestern University