Student Dental Insurance

The 2015-2016 Northwestern Student Dental Plan, sponsored by Garnett-Powers & Associates, will be available for enrollment starting August 10, 2015. The program includes two comprehensive dental plans offered through Cigna, an HMO and a PPO available for your choice.  If you select one of the plans, your coverage will begin on September 1, 2015 and continue through August 31, 2016.

Open Enrollment

The Open Enrollment period for the Cigna Dental Plans is August 10 – September 1. This is the period of time where currently enrolled students may make changes, as to change from one plan to the other or add dependents. It is also the time that new students, or students who may have missed last year’s enrollment window, may enroll in one of the plans.  This is the only time students may enroll. 

Enrolling and Paying for your Dental Coverage for the New Academic Plan Year

 Please visit the Garnett-Powers & Associates’ hosted website (the broker/administrator for the plan) at http://www.garnett-powers.com/northwestern/student/index.htm where you may view the benefit summaries of the two dental plans, as well as learn how to enroll and pay the annual premium for your selected plan for the new academic year. You will complete a simple enrollment form and pay for your coverage with either a debit/credit card online, or by mailing a check for the premium due. 

Below are the annual rates for both plans:

2015-2016 Plan Year Rates DHMO:

Student:
  $142.56
Student + Spouse/CU Partner:
  $240.72
Student + Child(ren):
  $297.48
Family:
  $422.76 

2015-2016 Plan Year Rates PPO:

Student:
  $361.44
Student + Spouse/CU Partner:
  $711.24
Student + Child(ren):
  $837.60
Family:
$1,323.60

Please contact Dane Pisano, the Garnett-Powers representative for the plans, for assistance with any benefit, payment or eligibility questions at 1-800-319-9557, or via email at NUSDP@garnett-powers.com