Waiver Process: Risk Management - Northwestern University

Effective September 1, 2014, the coverage provided by your health insurance plan must meet applicable following criteria in order to waive participation in the NU-sponsored student health insurance plan from Aetna Student Health:

  1. Private health insurance plan with a maximum annual deductible of $3,000 with the following conditions:
  2. Any Illinois based Exchange Plan rated Gold or Platinum as defined by the Affordable Care Act
  3. Any non-Illinois based Exchange Plan rated Gold or Platinum as defined by the Affordable Care Act AND that provides coverage in Cook County, Illinois
  4. Illinois Medicaid and Illinois AllKids are acceptable

If you cannot afford health insurance, you are required to contact the Insurance Office no later than the end of the second week of classes to discuss how to meet the health insurance requirements for students enrolled at Northwestern University by emailing student.insurance@northwestern.edu or calling 847.491.2110.