Student Film Insurance: Risk Management - Northwestern University

The safety of Northwestern University film students, the public, their projects, and the equipment used is a central concern of Northwestern. Northwestern may provide general liability, automobile liability, and property insurance coverage for these activities when approved by the Advisor/Instructor and Risk Management. The insurance available to Northwestern cannot insure limited partnerships or students that incorporate their film shooting activities.

Before Radio, Television and Film (RTVF) students can check out any equipment or obtain film insurance from Northwestern for activities requiring insurance, the students must acknowledge responsibility by signing a statement of responsibility. The signed statement states that the student has read, understood, and agreed to abide by all the rules and will be responsible for the full value of any losses and the deductibles as the losses and deductibles apply. At the beginning of each quarter, all students enrolled in a RTVF production course or extra-curricular activity will be required to sign this statement. The statement includes a clause that “all members” of any assigned group of students for a production assignment will be jointly and severally liable for any and all losses or damage to equipment, property, and liability exposures. In the event of a loss, student grades/graduation records will be held by the Associate Dean's office until the accounts are settled with the Media Services group and/or Office of Risk Management.

Student film projects on Northwestern property using Northwestern equipment do not require insurance from the Office of Risk Management. Students are however responsible for the full value of any losses and the deductibles as the losses and deductibles apply to those losses. Students submitting Risk Management Plans agree they will be responsible for the full value of any losses and the deductibles as the losses and deductibles apply.