As a Northwestern University retiree, you may enroll in the following medical, dental, and/or vision plan(s). Review the benefit options below and enroll in the plan(s) that are right for you. Once you have reviewed the plan options below, please review the retirement process for information on how to enroll.
UnitedHealthCare offers a Medicare supplement plan and Medicare Part D prescription plan with many options with varying premiums. Premiums are based on your zip code, age, gender, and the plan you choose. Contact United Healthcare directly to learn more about your options. You can call them at (866) 425-6523 or visit their website.
The BlueCross BlueShield (BCBS) HMO Illinois network includes, but is not limted to, St. Francis, NorthShore University Health System and Advocate-Lutheran General. Northwestern Memorial Hospital is not part of the HMO IL network. Complete benefit information is available in the HMO Illinois Certificate of Coverage.
The BCBS PPO Premier plan gives you the flexibilty to choose any doctor/hospital that you wish without requiring a primary care physician (PCP) or referrals. If you choose a BlueCross doctor, you will be charged the in-network rates. If you see Northwestern Medicine doctors, the discount on services is even higher. Complete benefit information is available in the Retiree PPO Premier Booklet.
The Dearborn National PPO is a dental plan covering comprehensive care for members. Complete benefit information is available in the Dearborn National Booklet . Members may receive care from any licensed dentist, but benefits are higher if the care is provided by a Dearborn National network dentist.
The Guardian First Commonwealth HMO is a dental maintenance organization (DMO) that provides dental care from a network of dentists and genearally emphasizes preventative services. The plan covers eligible services at 100% minus a specified copayment. A complete listing of eligible services and copayments is available in the Schedule of Member Payment Responsibilities. Guardian only covers dental care services which are authorized in advance by an individual's primary care dentist. Enrollment in Guardian requires the designation of a primary care dentist. To change your primary care dentist after initial enrollment, contact Guardian directly.
Northwestern is part of the Insight network through EyeMed. Discounts are higher when you go to a eyecare provider who is part of the Insight network. Visit the EyeMed website or contact customer service at 866-804-0982 to find vision care providers. Reference the group number 9798836 for retirees. Your individual ID number is your Northwestern University employee ID number.
* Please note that retiree coverage is irrevocable once it has been dropped.