Short Term Disability Plan

STD helps staff minimize the financial burdens that might result from an extended non-work-related accident or illness.

Summary Plan Description (pdf)

STD Plan Benefit

•  Enrollees must file an STD claim and meet the following criteria before the receiving the benefit:

•  absent from work due to a disability for 14 consecutive calendar days, and

•  use all sick days, vacation, and holiday time

•  Pays 60% of an individual's weekly wages

•  Maximum benefit payment of $7,500 per month

•  Benefits are available for a period of up to 24 weeks

Enroll in STD

•  Employees may elect STD upon hire or initial benefits eligibility and coverage will automatically begin one year from their original benefits effective date.

•  Individuals may enroll in STD during Open Enrollment or within 31 days of a qualifying change in family or employment status; evidence of good health is required. Pre-existing conditions, including pregnancy, will not be covered for up to one year.

•  STD coverage may only be dropped during Open Enrollment or within 31 days from the date of a change in family or employment status.

Monthly Premiums

Premiums are deducted from an employee's paycheck on an after-tax basis subject to income tax and both Medicare and social security taxes. You must continue making premium payments while receiving STD benefits.

Multiply your annual salary rounded to the nearest $1,000 by the premium rate for your age bracket as shown at above. Faculty should refer to the Faculty Handbook.

File an STD Claim

•  Contact human resources to discuss the utilization of accumulated sick, vacation and personal floating holiday time prior to receiving STD benefit payments.

•  Ask your physician to complete a claim form.

•  Submit the completed form to the Benefits Division.

•  The Office of Risk Management, which serves as the Claims Administrator, reviews the claim.

•  A Risk Management representative may contact your physician directly to clarify or seek additional information.

•  Should your application be denied for short term disability benefits, please contact the Benefits Division directly for information about the appeal process.