Long Term Care premiums are fully employee paid and are deducted from employee paychecks on an after-tax basis. Premium deductions pay for the employee's coverage. Premiums are based on an employee's age and selected coverage.

Coverage for a spouse is paid directly to CNA.

Specific premium rate information may be obtained by calling CNA's customer service at 800-528-4582 or visiting the CNA website at http://www.LTCBenefits.com, password: NWUN or northwestern. You may also contact the Benefits Division.