Contributions

2007 Premium and Contribution Rates ( PDF)

Use the link above to access a summary of 2007 comparative health care plan features and corresponding monthly premiums. There are two pages for each of the four premium coverage tiers – one for in-network services and the other for out-of-network services. Benefits are higher when care is received from an in-network provider.

2007 Monthly Health and Dental Employee Premiums ( PDF)

2007 Monthly Health and Dental Part-Time Premium Rates for Active Faculty and Staff ( PDF)

Premier PPO (Similar to Current - Plan A)

The Premier PPO plan enables you to choose care from any licensed physician though benefits are higher if care is provided by a Blue Cross network provider. This plan has an annual deductible of $250 for an individual and $750 for a family. Once the deductible is met, you pay 10% of eligible charges for hospital and physician care and the p lan pays 90%. The plan pays 100% of the cost of prescription drugs after you pay specified co-payments.

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Select PPO Plan (New)

The Select PPO plan enables you to choose care from any licensed physician though benefits are higher if care is provided by a Blue Cross network provider. This plan has an annual deductible of $500 for an individual and $1,500 for a family. Once the deductible is met, you pay 20% of eligible charges for hospital and physician care and the p lan pays 80%. The plan pays 100% of the cost of prescription drugs after you pay specified co-payments.

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Value PPO (New)

The Value PPO plan is an innovative plan that offers the lowest monthly premium, but higher out of pocket expenses. This plan enables you to choose care from any licensed physician though benefits are higher if care is provided by a Blue Cross network provider. There is an annual deductible of $1,200 for an individual and $2,400 for a family. Once the deductible is met, you pay 20% of eligible charges for hospital, physician and prescription drugs and the p lan pays 80%. As it qualifies as a high deductible health plan, it also offers a health savings account (HSA) and tax savings ways to help you pay for health related expenses. Wellness services are covered at 100%.

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HMOs

HMO Illinois provides care from a network of physicians (including ENH) and pays 100% after specified co-payments and deductibles are paid. Members must select a primary care physician who will coordinate your care with other network providers. The inpatient hospital deductible is $500 and the outpatient surgery deductible is $250.

UniCare HMO provides care from a network of physicians (including NMFF) and pays 100% after specified co-payments and deductibles are paid. Members must select a primary care physician who will coordinate your care with other network providers. The inpatient hospital deductible is $300 and the outpatient surgery deductible is $250.

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Leave of Absence

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COBRA

2007 Monthly COBRA Premiums ( PDF)

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Retiring

2007 Monthly Retiree Premiums ( PDF)

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NRSA Post Doctoral Fellows

Since NSRA recipients are not considered by the Internal Revenue Service (IRS) to be employees, employee related benefits are not generally available. However, the University has made its health, dental and vision insurance plans accessible to NRSA recipients. Single coverage has the monthly insurance premium paid by a combination of funds from the NRSA grant and from University funds. No premium amount is charged to the recipient. Family coverage has the monthly premium paid by a combination of funds from the NRSA grant, from University funds and from the NRSA recipient by payroll deduction. The deduction is on an after tax basis. The amount is the increment between the single and family related contributions normally made by University faculty and staff.

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Vision Plan