Supplemental Term

The purpose of the Supplemental Life Insurance Plan is to provide the opportunity for individuals to purchase term life insurance protection above the amount of Basic Term Life insurance provided by the University. This plan is fully employee paid.

Summary Plan Description PDF Document


  • Employees may elect 1 to 5 times their University salary
  • Maximum coverage of $2,000,000

Coverage at Hire or Initial Benefits Eligibility

Employees at hire are guaranteed coverage of 3 times their annual salary up to $1 million regardless of health status. If a new employee wishes to elect more than 3 times their annual salary or the coverage amount exceeds $1 million, he must:

  1. Enroll online at 3 times their salary, and
  2. Submit an Evidence of Insurability PDF Document form to apply for the additional amount.

Increase Coverage

Employees may increase coverage by 1x their annual salary within 31 days of a qualifying change in family or employment status without underwriting by completing the Benefits Change Form PDF Document. Increases greater than 1x their annual salary require the submission of an EOI PDF Document.

Changes during Open Enrollment require the submission of an EOI PDF Document and approval by the sponsoring insurance company.


*Premium Rate per $1,000 of Coverage
**Please note that premiums are taken as an after-tax deduction from your paycheck.





To age 30


Age 55 through 59


Age 30 through 34


Age 60 through 64


Age 35 through 39


Age 65 through 69


Age 40 through 44


Age 70 through 74


Age 45 through 49


Age 75 through 79


Age 50 through 54


Age 80 and over