Business Travel Insurance

Business travel insurance provides faculty and staff with accidental death & dismemberment benefits while on a business trip for Northwestern University. It covers both full-time and part-time faculty and staff except those working on a temporary or seasonal basis. Premiums are paid by the University.

Plan Summary PDF Document



Business Travel /Business Only

3x Basic Annual Earnings, $500,000 max.

Seat Belt Coverage

10% up to $100,000

Total Loss of Use Benefit


Travel Assistance


Your business trip must require you to travel away from your regular place of employment.

Your trip begins:

  1. When you leave your home; or
  2. When you leave your place of regular employment, whichever occurs last.

Your trip ends:

  1. When you return to your home; or
  2. When you return to your place of regular employment, whichever occurs first.

Age Reduction:

At age 75 benefits are reduced to 50% of the pre-age 75 amount, and at age 80 to 25% of the pre-age 75 amount. Coverage terminates at retirement.

Aggregate Limit:

$2,500,000 per accident

Travel Resource Services

Whether traveling for business or pleasure, a trip can be disrupted by a medical emergency, a lost prescription or instability in a foreign country. This is why Dearborn National has teamed up with Europ Assistance USA, Inc. (EA)1 to offer faculty and staff an easy and convenient way to get the assistance they need should the unexpected happen. EA provides 24-hour services that can help faculty and staff access emergency assistance when traveling 100 or more miles from home, including medical monitoring, medical evaluation, traveling companion assistance, dependent children assistance and visits by family members or friends. Call 800-348-4512 or visit for more information.

1Travel Resource Services is provided by Europ Assistance USA, Inc. Dearborn National does not provide any part of Travel Resource Services.