Business Travel Insurance

Business travel insurance provides faculty and staff with accidental death & dismemberment benefits while on a business trip for Northwestern University. It covers both full-time and part-time faculty and staff except those working on a temporary or seasonal basis. Premiums are paid by the University.

Plan Summary PDF Document

Coverage

Benefit

Business Travel /Business Only

3x Basic Annual Earnings, $500,000 max.

Seat Belt Coverage

10% up to $100,000

Total Loss of Use Benefit

Yes

Travel Assistance

Yes

Your business trip must require you to travel away from your regular place of employment.

Your trip begins:

  1. When you leave your home; or
  2. When you leave your place of regular employment, whichever occurs last.

Your trip ends:

  1. When you return to your home; or
  2. When you return to your place of regular employment, whichever occurs first.

Age Reduction:

At age 75 benefits are reduced to 50% of the pre-age 75 amount, and at age 80 to 25% of the pre-age 75 amount. Coverage terminates at retirement.

Aggregate Limit:

$2,500,000 per accident