Benefits

Employees on the Qatar campus may enroll in Cigna's International Expatriates Benefits.

Plan Benefits

This is a summary of the plan benefits. Complete benefit information is available in the Certificate of Coverage .

• Prescription plan (See claim forms) covers medication at 100% through RxPrime. Mail order through Tel-Drug (800) 835-3784.
• Vision coverage available as a separate plan offered by Cigna

Member Responsibility

• $0 Deductible and Out-of-Pocket (OOP) maximum
• 0% Coinsurance
• No office visit or emergency room copays

Immunizations

• 100% coverage for children up to age 18
• Includes diphtheria, hepatitis A and B, measles, mumps, pertussis, polio, rubella, tetanus, varicella, Haemophilus influenza B

Routine Mammogram

• 100% coverage, baseline exam for women ages 35–39
• One exam every two years for women ages 40–49
• Annual exam for women age 50+

Pap Smear

• One test per year for eligible females age 18+

Physical Therapy

• Limit 60 days: cardiac rehab, physical therapy, speech therapy, occupational therapy, pulmonary rehab, cognitive therapy

Chiropractic Care

• 20 visit limit per calendar year

Diabetes Treatment

• 100% coverage including insulin pumps, blood glucometer and strips, urine testing strips, insulin, syringes, lancets, alcohol swabs and pharmacological agents for controlling blood sugar

Hearings Aids

• 100% coverage for dependents to age 24  
• Maximum benefit $1,000 per hearing aid unit necessary for each ear, every three years 

Exclusions

• Custodial Nursing Home Care
• Cosmetic Care except for the correction of congenital deformities or for conditions resulting from accidental injuries, tumors or disease
• Gender reassignment

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