 |
Northwestern University in Qatar |
 |
Health,
Prescription, Dental and Vision Plans. Faculty and Staff
working on the Qatar campus may enroll in CIGNA's International
Expatriates Benefits (CIEB) which provides international health,
prescription drug, dental and vision benefits. Efforts have
been made to make these plans comparable to their domestic or
US alternative, but the plans are not identical. Qatar prohibits
the extension of benefits to domestic partners.
2008 health,
dental and vision monthly premium rates ( PDF)
Enrollment Form ( PDF)
CIGNA International Health Plan – At a Glance ( PDF)
Qatar Health Plan Highlights ( PDF)
Health care plan. CIEB coverage provides participants
with access to doctors and facilities around the globe. The
member ID card is recognized by participating providers readily,
and enables CIEB to provide direct reimbursement to the provider.
CIEB offers 24-hour, 7-day-a-week customer service support
for both US based and internationally based participants. Most
services require that participants complete a claim form so that
CIEB can process the claim appropriately according to the processes
of the provider and host country. However, a participants may
not need to file a claim form if CIGNA has a direct-pay arrangement
in place with the provider. CIEB health care insurance covers
the usual, reasonable and customary (UCR) charges associated
with an individual's diagnosis and treatment, according to
the norms in the country where care is received.
Family members such as college age dependent children attending
school in the US may receive care from a local CIGNA network provider.
The University
contributes an overall 74% toward health plan costs.
Contact information
Group Number - #03770A
Phone: 1-800-441-2668 (outside the US should call collect)
Web: http://www.CIGNA.com/cieb
Prescription drug plan. CIGNA's prescription
drug program (RxPrime), which is a component of the CIGNA international
health care plan, provides access to thousands of pharmacies nationwide
and around the globe. The plan also provides mail order services
that enable the obtainment of up to a one-year supply of a medication
that an individual may take to Qatar. When an individual needs
a medication while in Qatar, CIGNA's health insurance plan covers
the cost of the drug, Simply,
- Use your host country doctor/pharmacy to get the medication
- Pay for the medication in full at the time of purchase
- File a medical claim to receive reimbursement
When visiting the US, individuals should use RxPrime to obtain
a prescription drug. Covered dependents who are remaining in the
United States while the employee is in Qatar, should also use RxPrime
service, a prescription benefit management company affiliated
with CIGNA and the CIEB. The RxPrime pharmacy network includes
more than 45,000 chain and independent pharmacies including CVS,
Costco, K-Mart, Walgreens, RiteAid, Target and Al-Mart. Go to the
CIGNA International web site to access their Participating Pharmacy
Locator.
For US-based dependents, an individual's doctor should write a
prescription for a 90-day supply with refills. Participants
relocating to Qatar should have their doctor write the prescription
for a 365-day supply. Be sure the prescription is signed and written
legibly. New prescriptions take up to two weeks to fill though
refills take less time. If a medication needs to be taken, earlier,
the participant should ask his or her doctor for samples or a second
prescription for a short term supply that can be filled at a local
retail pharmacy.
Mail order services are provided through a service called Tel-Drug.
Prescriptions can only be mailed to US or Puerto Rico addresses.
They cannot be mailed or shipped to Qatar. The forms and instructions
for using the mail order service can be found on CIGNA web sites
or through the Benefits Division.
Contact information
Group number - #03770A
Phone: 1-800-441-2668 (outside the US should call collect)
Web: http://www.CIGNA.com/cine
Tel-Drug
Group Number
Phone: 1-800-835-3784
Web: http://www.CIGNA.com/cine
Dental care plan. CIGNA's International Expatriate Benefits (CIEB)
Dental Plan has a comprehensive world-wide provider network. The
Plan covers preventive, restorative, endocentric, and children's
orthodontic services. An individual does not need to elect a primary
care dentist.
The University contributes an overall 55% toward dental care plan
costs.
Contact Information
Group Number - #03770A
Phone: 1-800-441-2668 (outside the US should call collect)
Web: http://www.CIGNA.com/cine
Vision care plan. CIEB also administers the vision care plan for
employees working on the Qatar campus.
The plan is fully employee paid.
Contact Information
Group Number - #03770A
Phone: 1-800-441-2668 (outside the US should call collect)
Web: http://www.CIGNA.com/cine
Life, ADD, Disability, FSA and Retirement
Plans. Benefits eligible
faculty and staff working on the Qatar campus may participate in
other University sponsored benefit plans in the same manner as
other faculty and staf.
Educational Assistance and Reduced Tuition Plans. Full-time
regular status employees whose customary work place is located
more than 200 miles from Chicago are eligible for Educational Assistance
and Reduced Tuition benefits at institutions other than Northwestern
University. Such employees are also eligible for Portable Tuition
benefits.
In such cases, employees should submit the Educational Assistance
and Reduced Tuition applications with a copy of the institution's
billing statement and proof of successful completion at the end
of the term.
Upon approval of the application, the University will issue the
benefit directly to the employee. The amount of the benefit granted
will not exceed the amount of the corresponding benefit applied
to Northwestern University tuition.
Full time employees may also participate in the Portable Tuition
plan for a dependent child taking courses at a school other than
NU.
|