Northwestern University
  Search  
Northwestern
Human Resources
Human Resources Jobs Training & Development Benefits Forms Policies & Procedures
 

*Type of Employee

*Full Time Faculty

*Part Time Faculty

*Full Time Staff

*Part Time Staff

*Employees Working in Washington, DC

*Post-Doctoral Fellows

*NRSA Post-Doctoral

*Visiting Scholars

*COBRA

*Retiring Faculty and Staff

*Employees On Leave

*Other Eligible Individuals

*Information by Benefit Plans

*Information by Type of Employee

*Information by Life Change Event

*Benefits Frequently Asked Questions

*Benefits Forms

*Provider Contact Information

*Staff Handbook (PDF PDF)

*Faculty Handbook (PDF PDF)

*Guide for New Faculty (PDF PDF)

*Holiday Schedule

*Human Resources Staff

*HR Review Newsletter

*Site Map

Human Resources > Benefits > Type of Employee > Separating Faculty and Staff (COBRA)

Separating Faculty and Staff (COBRA Participants)

At the time an employee terminates University employment, he or she may elect to temporarily continue to participate in certain University sponsored benefits or to convert certain coverages to an individual policy directly with a sponsoring insurance company.

Under Federal law, an employee has the right to temporarily continue health, vision, dental and FSA Health Care Account participation. These rights are extended to employees under the Consolidated Omni bus Budget Reconciliation Act (COBRA.) Participants pay the total monthly health, vision or dental premium plus a 2% administrative fee.

An employee may convert AD&D and Basic Term Life Insurance coverage to an individual policy directly with the sponsoring insurance company following termination of University employment or other life change events listed below. An employee may continue Supplementall Term Life Insurance coverage under a portability feature. An employee may continue health, dental and vision coverage for up to a specified period of time. Short Term and Long Term Disability coverage stops at termination of employment. Tuition benefits may be continued through the end of the term of study only.

Status of Benefit Programs Upon Separation of Employment (PDF PDF)

See more information on COBRA.

Event

Employee

Spouse

Child

Your employment with the University ends for any reason other than gross misconduct 18 months 18 months 18 months
Your regularly scheduled work hours are reduced, making you ineligible for coverage 18 months 18 months 18 months
You transfer to an employee group that is not eligible for coverage 18 months 18 months 18 months
You become divorced or legally separated, or you terminate a domestic partnership N/A 36 months 36 months
Your child no longer meets the eligibility requirements N/A N/A 36 months
You die N/A 36 months 36 months
You become eligible for Medicare N/A 36 months 36 months
You or your dependent is disabled (as determined by the Social Security Administration) on the date your coverage ends* 29 months 29 months 29 months

Plans

Health
Vision
Dental