Becoming Eligible for Medicare or Medicaid

If you become eligible for Medicare or Medicaid, you can cancel your Northwestern health insurance. You must complete and submit a benefits change form to the Benefits Division within 31 days from when you become eligible for Medicare or Medicaid.

You should contact your local Social Security office up to 3 months prior to turning 65 and enroll in Medicare Part A. Most individuals receive Medicare Part A at no cost and it will act as a secondary insurance to your group coverage through Northwestern until you retire (if you choose to remain enrolled in the Northwestern medical plan). Your Northwestern health plan will continue to be your Primary health insurance payer while you still work at the University.

Please note that individuals enrolled in Medicare parts A or B are NOT eligible to contribute to a Health Savings Account.